Dang... looks like you need to make your basement into one of those walk in fireproof safe rooms... Any idea how many different calibers you've got?
Dawg Fan - thanks for the insight on the coverage amounts
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Help to keep your firearms safe
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He sold all of his full auto guns a few years before he died.
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This is a picture of his basement... before I inherited this mess.
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Originally posted by hminus View Post
drooling.....and a bit aroused
This is just whats in one corner of the basement, one day I'll post a few more. My dad owned a gun and pawn shop for about 40 years next to an army base.
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Another piece of advice here, (I work in the insurance industry) make your agent explain to you the amount covered by your policy. For instance some companies will only cover a maximum amount of $2,000 total and max of $1,000 for an individual firearm. Companies do differ so do your homework and check into your policy to make sure you are covered correctly. Its not just about getting the cheapest price, its about being covered correctly if you ever have to use it.
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Country Guy,
No problem with the questions they are great to ask. I had a few pics but just from hunting and the serial numbers were taken too. My insurance company paid me some sort of value for each of the weapons, for my just run of the mill shotgun they paid me what I paid for it, and for my Winchester .22. They paid me market value (it turned out the gun was an antique rifle worth many times more then what I expected). They did all of the research for it which was really nice and I looked it up online and they were spot on in the prices for me to replace those weapons, I was also treated very well. This was just a renters insurance, they covered every thing with a $250 deductible (including non-weapon items).
Also Country Boy and all others who are looking for somewhat inexpensive ways to protect firearms. If possible buy a cheap safe. they can be picked up at sporting goods stores for under $100. Even if that is too expensive, buy a cable lock of some sort and attach it to your guns and something solid. This might just prove too much work for a quick smash and grab (I wish that I had done it, I probably still have my firearms).
One other thing (sorry this is so long), make sure to check what your deductible is because some are very high. A friend of mine was robbed approximately the same time but had a $1400 deductible and it was not even worth filing a claim for him.
BTW, Sweet collection Giver of Doom, although I would suggest getting to it one day as it may be well worth it (I know it sucks).
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Originally posted by CountryGuy View PostMikeHemi & PT945 - Sorry to hear about the losses. Did both of y'all have the pics, Serial #'s, etc... of your weapons to provide to your insurance? Did your insurance carriers give you any guff about paying out and what value did they pay or what did they use to determine the value you would receive? Did they go with what new replacement cost would be or used market? Did you find out you should of had a higher insured value on your weapons?
Sorry to ask so many ?'s but I'm in a situation where I can't get a safe and decent options on where to store them are very limited for me so this problem is always in the back of my head.
Giver of Doom - Dang that's a big collection... could start your own shop there...
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MikeHemi & PT945 - Sorry to hear about the losses. Did both of y'all have the pics, Serial #'s, etc... of your weapons to provide to your insurance? Did your insurance carriers give you any guff about paying out and what value did they pay or what did they use to determine the value you would receive? Did they go with what new replacement cost would be or used market? Did you find out you should of had a higher insured value on your weapons?
Sorry to ask so many ?'s but I'm in a situation where I can't get a safe and decent options on where to store them are very limited for me so this problem is always in the back of my head.
Giver of Doom - Dang that's a big collection... could start your own shop there...
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Two years ago this October I had a break in, two long guns and a handgun were stolen, I had pictures, receipts and serial numbers, and to this day have never been recovered.
These guns were hidden in what I thought was a great. Place. now I have a safe I'm not taking anymore chances with my others or any new ones I get.
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In my safe I have 2 130dcbl sirens....and a predator OC gas system.....
you best know how to disarm both before you open it or you will lose sight and sound....and air.
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Thanks.. good reminder.. so sorry about the theft. Hopefully justice will come your way. Good luck!
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